We are risk strategists on a mission to help our clients grow with certainty.

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We help businesses and people grow with greater certainty.


In an increasingly uncertain world, managing risk is critical to ensuring that you prosper for many years to come. That's why we exist.




We do this by building risk strategies (and not just selling insurance).


The reality is that an insurance policy only protects you when something bad happens. We'd rather not just sit around and wait for that to happen.

Learn more about our Risk Strategies
Vested Risk Services

Business Insurance

We work with business owners to develoop a Risk Strategy that ensures their business is covered.

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Employee Benefits

We help businesses provide awesome employee benefits without breaking the bank.

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Personal Insurance

We help individuals & families protect what they value the most.

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What our customers are saying.


179-1791769_charger-horse-clipart-hillsdale-college-athletics-logo“Vested Risk helped us implement an insurance model where we are rewarded for good performance and Vested’s focus on managing risk helps us get the best results from this structure.  We plan to use the program dividends to reinvest in our institution. “

Patrick H. Flannery, Vice President for Finance and Treasurer, Hillsdale College

Risk Strategies From Our Blog


The Role of Captives

We'll compare the pros and cons of Traditional Insurance vs. a Captive.

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Captive Insurance 101

A captive is an insurance company that insures the risks of its owner, affiliates, or a group of companies.

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The Cost of Prescription Drugs

Pharmaceutical pricing and fees have become the health care industry’s best kept secret.

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10 Most Common OSHA Violations

OSHA recently released its 10 most frequently cited violations.

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The Cost of Poor Benefits Communication

Only 50% of employees understand their employee benefits.

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5 Ignored Risks for Construction Companies

Construction company executives have a lot to worry about. We find that CEOs leave a few key risks unchecked.

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Are You At Risk For a Cyber Crime?

It's becoming more and more common. There are a few things you can do to minimize your risk.

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View Our Blog