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by Joe Draper, on 4/9/20 9:38 AM

Many business owners think of an exit plan as something thrown together in the 23rd hour of owning their business. Something their attorney and accountant ‘clean up’ after they make …

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Topics:Exit Planning

by Chris Sumnar, on 4/17/19 4:12 PM

What is a captive? A captive is an insurance company that insures the risks of its owner, affiliates, or a group of companies. It issues policies, collects premiums, and pays …

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Topics:Insurance

by Chris Sumnar, on 2/20/19 12:31 PM

Source: Vested Risk Strategies’ & Century Bank & Trust’s “Are YOU the Next Victim of Cyber Crime” Seminar, Speaker: Scott Augenbaum Looking back on 2017 with the Yahoo and Equifax breach, …

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Topics:Cyber

by Chris Sumnar, on 1/25/19 11:53 AM

Fully Insured/Low Deductible Plans: Pros and Cons Advantages: Financial Certainty:Since the premium paid is relatively fixed, financial planning/budgeting is easier to predict and more stable in the current year. Delayed …

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by Chris Sumnar, on 1/23/19 5:10 PM

Only 50% of employees understand their employee benefits1. And with the price of healthcare services varying by up to 1,000%2 depending on when and where you receive your care, poor communication is costing …

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Topics:Employee Benefits

by Chris Sumnar, on 1/23/19 4:09 PM

OSHA recently released its 10 most frequently cited violations in 2017. Fall protection: 6,072 citations—Falls from ladders and roofs still account for the majority of injuries at work, and the first …

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